INVESTMENT OBJECTIVES
Achieve a high yielding short term investment with a competitive risk/reward.
Provide an asset performance linked to the economic cycle, but remote from short term financial markets volatility.
INVESTMENT PROCESS
Smart Lenders AM uses a clear, straightforward and data-driven investment strategy.
Our sourcing and selection process is designed to create and maintain partnerships with a few high-quality online platforms that are selected after an in-depth operational and quantitative due diligence.
Smart Lenders AM partnership is part of a long-term approach and includes several investment strategies that have been used for the last 7 years.
We have studied more than 200 marketplace lending platforms spread across US and Europe and actively studying the new online marketplaces in order to find value and diversification.
Our portfolios are highly diversified across individual loans to ensure an optimal spreading of risk across risk factors and a direct exposure to consumer and small business loans dynamics.
Smart Lenders AM invests in R&D to continuously improve its in-house credit scoring models.
It is important to underline that we have a buy and hold investment approach. As there is currently no established secondary market for these loans, investments are held until maturity of the underlying loans, collecting the cash flows throughout the duration of the loans.
