First investments on Lending Club Loans with Proprietary Funds
Smart Lenders Asset Management is launched
Smart Lenders Asset Management becomes AIFM Full Scope
Investment through the first compartment of Direct Lending investment SA (DL1). Issuance of Profit Participating Notes (PPN) invested in portfolios of consumer loans.
Launch of the AIF, Moonstone Lending Fund 1
The SICAV starts investment in US Small Business Loans through a first platform specialised in Merchant Cash Advance
Smart Lenders Asset Management SAS, regulated by the AMF, becomes the new AIFM of the Moonstone Lending SICAV
Joint research programme with Credit.fr (now October) on the applications of Artificial Intelligence to credit scoring and risk evaluation.
Smart lenders accelerates its development and makes its first investments on European lending platforms
Smart Lenders AM obtained the French “Young Innovative Company” (Jeune Entreprise Innovante) status for its research in artificial intelligence in the context of SME lending
Smart Lenders AM becomes a signatory participant of the United Nations Global Compact and drafts its ESG Charter
Historical investor in our flagship fund, Matmut takes a 5% stake in Smart Lenders AM.
This milestone includes $900mn of consumer loans and $100mn to SMB loans
Smart Lenders AM celebrates the fifth anniversary of its Moonstone Lending SIF SICAV
Smart Lenders announces the launch of The Lending Smart Fund 1, a new fund dedicated to new European financing platforms
Smart Lenders receives credit granting authorization from the AMF
Smart Lenders qualifies its funds as Article 8 under SFDR
INVESTMENT OBJECTIVES
Achieve a high yielding short term investment with a competitive risk/reward.
Provide an asset performance linked to the economic cycle, but remote from short term financial markets volatility.
INVESTMENT PROCESS
Smart Lenders AM uses a clear, straightforward and data-driven investment strategy.
Our sourcing and selection process is designed to create and maintain partnerships with a few high-quality online platforms that are selected after an in-depth operational and quantitative due diligence.
Smart Lenders AM partnership is part of a long-term approach and includes several investment strategies that have been used for the last 7 years.
We have studied more than 200 marketplace lending platforms spread across US and Europe and actively studying the new online marketplaces in order to find value and diversification.
Our portfolios are highly diversified across individual loans to ensure an optimal spreading of risk across risk factors and a direct exposure to consumer and small business loans dynamics.
Smart Lenders AM invests in R&D to continuously improve its in-house credit scoring models.
It is important to underline that we have a buy and hold investment approach. As there is currently no established secondary market for these loans, investments are held until maturity of the underlying loans, collecting the cash flows throughout the duration of the loans.